1Shared bills, your own spending
In Oaktally you share the plan for rent, groceries and goals. Your own purchases stay yours, and each shared expense shows who paid and who owes whom.
2One price for both of you
Both Oaktally plans cover two adults. Basic is $5.99 a month; Premium is $12.99 a month or $129.99 a year and adds investments, cash ahead and answers about your spending.
3What Oaktally does not do yet
Oaktally does not connect to your bank. You add spending by voice, with a receipt photo or with a tap, which takes a few seconds and keeps you looking at every purchase.
4Checked on their own sites
Prices and features checked on each company's own site on October 20, 2026.
Frequently asked questions
What is the best budgeting app for couples?
Pick the one that matches how you share money. If you keep your own accounts and share the bills, Oaktally is made for that.
Can we use one subscription?
Yes. Every Oaktally plan covers two adults in one household.
Is there a free budgeting app for couples?
Honeydue lists its app as free on the App Store. Oaktally, YNAB and Monarch are paid, and each starts with a free trial.
Further reading
YNAB pricing ↗YNAB features ↗Monarch pricing ↗Monarch: Shared Views ↗Honeydue on the App Store ↗Educational examples, not individual financial advice.