Save for a goal.
Set a monthly amount for a trip, emergency fund or something you want.
Summer trip$1,200 of $2,000
$200 set aside monthly
The budgeting app for you.
More room for your goals.
Cover your bills. Save for something you want. Know what you can spend along the way.
Alex
My monthly plan
October budgetYour plan
Monthly take-home
$4,000Bills$2,200
Savings$600
Yours to spend$800
Still to plan$400
Summer trip
60%$1,200 of $2,000 saved
$200 set aside this month
Your budget. Your business.
Sharing is always your choice.
Monthly reviewOctober 18
Plan bills, goals and everyday spending.
Keep room for your own spending.
Plan an amount for hobbies, coffee and nights out after bills and savings.
Yours to spend$800 this month
Start from your spreadsheet.
Bring your CSV or Excel records. Review dates, categories and duplicates before adding them.
transactions.xlsx
Check dates and categoriesReview duplicatesConfirm before addingShare when you are ready.
Start alone. Invite a partner later without exposing your private purchases.
Your account stays yours
Invite a partner laterPrivate purchases stay privateSee what you can spend before you spend it.
Rent is covered. Groceries have room. See what is left for the next purchase without doing the math again.
- Record expenses with shortcuts.
- Use categories that fit your life.
- Review income and expense trends.
My spending this month
Spent this month$2,440
Still available$560
- Rent
- $1,500 of $1,500 $0 left
- Groceries
- $260 of $300 $40 left
- Transport
- $140 of $200 $60 left
- Utilities
- $180 of $200 $20 left
- Personal spending
- $360 of $800 $440 left
Talk through your budget.
Download your numbers for a spreadsheet, ChatGPT or Claude.
Spot changes in your spending.
Compare monthly expenses and see what is left before adjusting your budget.
Food spending+30%
- Last month
- $200
- This month
- $260
$40 left$300 budget
Still within budget.
OctoberMonthly budget review
MTWTFSS12131415161718
Compare income and expenses.
Plan your next month.
Review spending changes and goal progress. Adjust your amounts before the month starts.
Privacy comes first.
We're designing Oaktally to protect your financial data.
- Encrypted financial data.
- The app will encrypt data in transit and at rest.
- You choose what to share.
- Your personal budget stays private. Sharing later will not expose your purchases.
- No selling your financial data.
- Subscriptions will fund the app.
Your sharing choices
Your budget.
Private to you.
Sharing stays optionalShared billsSaving goalsAgreed contributions
Your personal purchasesPrivate to you.
Join early accessMake your first
Make your first
personal budget.
Get an email when Oaktally is ready.
By joining, you agree to receive early-access and launch updates. Unsubscribe anytime. Read our Terms and Privacy Policy.
Frequently asked questions
Can I use Oaktally on my own?
Yes. The Personal plan is for one person. You will not need to invite anyone.
Can I import an existing spreadsheet?
CSV and Excel imports are part of the launch roadmap. You will review dates, categories and duplicates before adding transactions.
Can I invite a partner later?
Yes. Your personal budget will stay separate when you invite a partner. Sharing a household will not mean sharing your private purchases.
Will spending insights change my budget?
No. Spending reviews will highlight changes. You decide whether to adjust your budget.
Will I need to connect a bank?
No. The first release will support manual entry and spreadsheet imports. A bank connection will not be required.
Can I use the app today?
Join early access for a launch invitation. You can use the free budgeting tools today without an account.