Free budgeting tools for couples
Start with your monthly budget or calculate what each of you pays. No account required.
Build a budget or split a bill
Free to use. No signup. Nothing saved.
Editable worksheet
Couples budget template
Give every part of your monthly income a place.
Example monthly plan
Build your budgetIncome$8,000
Assigned$5,600
Left to plan$2,400
Live calculator
Rent split calculator based on income
Compare equal and income-based contributions side by side.
Example: $2,400 rent, split by income
Calculate your splitYou pay$1,500
They pay$900
Guides for sharing bills and accounts
Worked examples for different ways of sharing money.
Different incomes
How to split bills with different incomes
Compare contributions and check what each person has left.
Read the guideSeparate accounts
Budgeting as a couple with separate accounts
Agree on payments without combining bank accounts.
Read the guideMoving in
Moving in together: money checklist
Decide who pays for the move and the monthly bills.
Read the checklistPlan the next month together.
The Oaktally app is in development. Join for launch updates.