Splitwise alternative for couples
Splitwise tracks who owes whom. Oaktally does that too, splits by income, and adds a shared budget, savings goals and spending that stays private.
By OaktallyUpdated October 20, 2026How our examples work
Oaktally vs Splitwise
| Feature | Oaktally | Splitwise |
|---|
| Price | $5.99 or $12.99 a month | Free up to 4 expenses a day, or Pro |
|---|
| Free trial | 1 month | Not listed |
|---|
| Two people, one plan | ✓Yes | Groups, no shared budget |
|---|
| Keep your own spending private | ✓Yes | Not listed |
|---|
| Split bills and settle up | ✓Yes | ✓Yes |
|---|
| Add spending without typing | Voice and receipt photos | Receipt scans on Pro |
|---|
| Investments and net worth | Premium | Not listed |
|---|
| Bank sync | No | Card imports on Pro |
|---|
| Platforms | iPhone, launching soon | iPhone, Android, web |
|---|
1Splitting is the start
Oaktally splits each shared expense equally or by income and shows who owes whom. The same entry also counts against your budget.
2A budget around it
Set caps per category, save toward goals together and see what is left this month.
3Checked on their own sites
Prices and features checked on each company's own site on October 20, 2026.
Frequently asked questions
Can Oaktally split bills by income?
Yes. Agree on a split once and every shared expense follows it.
Is there a limit on expenses?
No. Oaktally does not limit how many expenses you add.
Is Splitwise free?
Splitwise is free for up to 4 expenses a day. Splitwise Pro removes the limit.
Educational examples, not individual financial advice.
Get Oaktally when it launches
Get an email the day the iPhone app opens. The first month is free for you or the two of you.
