1Private by default
In Oaktally, the two of you share a plan, not every purchase. Each shared expense shows who paid and who owes whom.
2Investments too
Oaktally Premium tracks your holdings with daily prices inside your net worth, beside the budget.
3What Oaktally does not do yet
Oaktally does not connect to your bank. You add spending by voice, with a receipt photo or with a tap, which takes a few seconds and keeps you looking at every purchase.
4Checked on their own sites
Prices and features checked on each company's own site on October 20, 2026.
Frequently asked questions
Is Oaktally cheaper than Monarch?
Yes. Oaktally Premium is $12.99 a month or $129.99 a year for two adults. Monarch lists $14.99 a month or $99.99 a year.
Does Oaktally track investments?
Yes, on Premium, with daily prices in your net worth.
Does Oaktally connect to my bank like Monarch?
No. You add spending by voice, with a receipt photo or with a tap.
Further reading
Monarch pricing ↗Monarch: Shared Views ↗Educational examples, not individual financial advice.