1Pick EveryDollar for a free start
The free version lets you build a zero-based budget and type in each purchase. Premium adds bank sync for $17.99 a month or $79.99 a year, with a 14-day trial.
2Pick YNAB for the longer trial
YNAB lists $14.99 a month or $109 a year, a 34-day trial and up to 6 people on one plan. It syncs with your bank.
3If you budget as a couple
Oaktally is made for two people who keep their own money and share the bills. It splits each bill by income and costs from $5.99 a month for both of you.
4What Oaktally does not do yet
Oaktally does not connect to your bank. You add spending by voice, with a receipt photo or with a tap, which takes a few seconds and keeps you looking at every purchase.
5How we compared
Oaktally publishes this page, so we are not neutral. Prices and features checked on each company's own site on October 29, 2026. We did not test the other apps hands-on.
Frequently asked questions
Is EveryDollar cheaper than YNAB?
Paid yearly, yes: $79.99 against $109. Paid monthly, YNAB is cheaper at $14.99 against $17.99.
Is EveryDollar free?
The basic version is free if you type in your spending. Bank sync needs Premium.
Can couples share EveryDollar or YNAB?
Yes. EveryDollar lets a household share one budget with separate logins, and YNAB lists up to 6 people.
Further reading
EveryDollar ↗YNAB pricing ↗YNAB features ↗Educational examples, not individual financial advice.