Quick picks
6 bill splitting apps side by side
| Feature | Oaktally | Splitwise | Tricount | Splid | Settle Up | Tab |
|---|---|---|---|---|---|---|
| Free | No | Up to 4 expenses a day | Yes | Yes | Yes | Yes |
| Split by income | Yes | Not listed | Not listed | Not listed | Not listed | Not listed |
| Receipt scanning | Yes | On Pro | Not listed | No | On Premium | Yes |
| Works offline | Yes | Yes | Yes | Yes | Yes | Not listed |
| Also a budget | Yes | No | No | No | No | No |
| Platforms | iPhone, launching soon | iPhone, Android, web | iPhone, Android | iPhone, Android | iPhone, Android, Mac, web | iPhone, Android |
How we chose
- What the free version allows, from each company's own pages.
- Receipt scanning and splitting by item.
- How you settle up, and whether it works offline.
- Platforms.
1Splitwise: best known, for roommates
Free up to 4 expenses a day. Pro removes the limit.
Good at
- Most of your friends may already have it
- Settle up through Venmo or PayPal in the US
- Works offline
Falls short
- Free caps you at 4 expenses a day
- Receipt scanning and item splits need Pro
Source: Splitwise
2Tricount: best free with no limit
Free. No subscription and no expense cap.
Good at
- Unlimited groups and expenses, free
- Set each person's share
- Works offline
Falls short
- No receipt scanning listed
Source: Tricount
3Splid: best with no sign-up
Free. Splid Plus is $3.99 once.
Good at
- No sign-up needed
- Works offline
- Finds the easiest way to settle up
Falls short
- No receipt scanning or item splits
- Excel export is paid
Source: Splid
4Settle Up: best for big groups and trips
Free. Premium is $3.99 a month or $19.99 a year.
Good at
- Fewest possible transfers to settle up
- Works offline
- iPhone, Android, Mac and web
Falls short
- Snapping receipts needs Premium
Source: Settle Up on the App Store
5Tab: best for splitting one receipt
Free.
Good at
- Photo the receipt and it finds each item
- Everyone taps their own items; tax and tip are split for you
Falls short
- Made for one bill, not ongoing shared costs
Source: Tab
6Venmo Groups: best if everyone has Venmo
Part of Venmo.
Good at
- Splits each group expense on its own
- Settle up in the fewest payments, in the same app
Falls short
- Everyone needs Venmo
- No receipt scanning listed
Source: Venmo Help
7Oaktally: best for couples splitting by income
$5.99 or $12.99 a month, for two adults. 7-day free trial.
Good at
- Made for two people who share bills and keep their own spending
- Splits each shared bill by income or 50/50 and shows who owes whom
- Add spending by voice or receipt photo in a few seconds
Falls short
- No bank sync: you add each purchase yourself
- iPhone only, and not out yet
- No free plan
Source: Oaktally
Roommates and trips
For a group that shares a flat or a trip, Splitwise, Tricount, Splid and Settle Up all track who paid and who owes whom. Pick by the free limit you need.
One dinner bill
Tab is made for one receipt: photo it, everyone taps their items and tax and tip are split. Venmo Groups works if everyone already uses Venmo.
Couples with different incomes
Splitting apps split each bill equally or by amount. Oaktally splits a couple's shared bills by income and also plans the month, while your own spending stays private.
Split one bill now
Our free bill split calculator splits shared bills equally or by income and shows who owes whom, with no app or signup.
How we compared
Oaktally publishes this page, so we are not neutral. Prices and features checked on each company's own site on October 29, 2026. We did not test the other apps hands-on.
Frequently asked questions
What is the best bill splitting app?
Splitwise for roommates who already use it, Tricount for a free app with no limits and Tab for splitting one restaurant receipt.
Is Splitwise still free?
Yes, but free accounts can add up to 4 expenses a day. Pro removes the limit and adds receipt scanning.
What is the best free alternative to Splitwise?
Tricount is free with no expense cap and no subscription. Splid is free and needs no sign-up.
Which app splits a receipt by item?
Tab finds each item from a photo of the receipt. Splitwise does this on Pro.
Can I split bills by income?
Oaktally splits a couple's shared bills by income. Our free bill split calculator does it for any group.
Which bill splitting apps work offline?
Splitwise, Tricount, Splid and Settle Up all say they work offline.
Further reading
Splitwise: What is Splitwise Pro? ↗Splitwise: Why am I seeing an expense limit? ↗Tricount: features ↗Splid ↗Settle Up on the App Store ↗Tab ↗Venmo Help: Managing expenses for Venmo Groups ↗Educational examples, not individual financial advice.