Rocket Money alternative

Rocket Money alternative for couples

Rocket Money is built around subscriptions and bank sync. Oaktally is built around a plan for two: shared bills, savings goals and spending that stays private.

By OaktallyUpdated October 20, 2026How our examples work

Oaktally vs Rocket Money

FeatureOaktallyRocket Money
Price$5.99 or $12.99 a monthFree, or $7 to $14 a month for Premium
Free trial1 monthNot listed
Two people, one planYesPartner login on Premium
Keep your own spending privateYesNot listed
Split bills and settle upYesNot listed
Add spending without typingVoice and receipt photosNot listed
Investments and net worthPremiumNet worth on Premium
Bank syncNoYes
PlatformsiPhone, launching sooniPhone, Android

1A plan before you spend

Oaktally gives each category a cap and shows what is left. Bills and paydays sit on one timeline.

2Made for two

Share the bills and goals, keep your own spending private and see who owes whom.

3What Oaktally does not do yet

Oaktally does not connect to your bank. You add spending by voice, with a receipt photo or with a tap, which takes a few seconds and keeps you looking at every purchase.

4Checked on their own sites

Prices and features checked on each company's own site on October 20, 2026.

Frequently asked questions

Does Oaktally cancel subscriptions?

No. Oaktally tracks bills and spending; you cancel subscriptions with the company.

How much is Oaktally?

Basic is $5.99 a month and Premium is $12.99 a month or $129.99 a year, both for two adults.

Does Rocket Money have a free plan?

Yes. Rocket Money lists a free plan, and Premium at $7 to $14 a month.

Further reading

Rocket Money: How much does it cost? ↗Rocket Money Premium ↗

Educational examples, not individual financial advice.

Get Oaktally when it launches

Get an email the day the iPhone app opens. The first month is free for you or the two of you.

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